Black Swans
If you have been following the financial news lately, you will probably have heard people talking about a potential ‘black swan event.’ They are usually referring to the Coronavirus. But, what’s all this about black swans?
Asset Rich, Cash Poor
You may have heard the phrase, ‘asset rich, cash poor.’ No one likes to hear anything with the word ‘poor’ in it, but if you have to be poor, this is the best way! If you or someone you love is asset-rich and cash-poor, there are various ways that you can use those assets to improve your financial situation.
Sleeping Easy in Retirement
For households with at least one person aged 65 or over, the Australian Bureau of Statistics recently compared average household wealth between those that owned their own home and those that did not. The difference was enormous and the message is clear: owning a property – or a similar kind of asset - is critical in creating wealth. Our job often includes identifying that similar kind of asset.
Game, Set and Match
Investing is not like the Grand Slams. Successful investing has more in common with Tuesday night C Grade Pennant. If you make sure you don’t lose, you will end up winning. Game, set and match.
Helping People Affected by the Bushfires
Most of us have watched in horror as bushfires have burned across every state of Australia this summer. Many of us are moved to help those most affected. In this article, we thought we would let you know how you can best provide help.
First Home Loan Deposit Scheme
As of the 1 January, the Commonwealth Government’s First Home Loan Deposit Scheme comes into effect. The scheme lets borrowers get a loan with only 5% equity saved. Places are filling fast, so if this could be of interest, get in touch with us ASAP.
Take That Holiday
Make sure you take your holidays. There is plenty of science that shows that people who take holidays actually get more work done. What’s more, their careers - and their lives - last longer and they end up providing more for themselves and their families.
Money and Divorce
Divorce changes everything. Often without realizing it has happened, most married people’s money management becomes intrinsically entwined with their spouse. When the relationship ends, that makes for a lot of unwinding.
Money and Marriage
Marriage has a substantial impact on personal finances. So, in this article we thought we would examine some elements of marriage and the way they impact on your money.